PensionFinderUK Ltd Privacy Policy

Last Updated: 22.02.2026

PensionFinderUK Ltd is committed to protecting your personal data and respecting your privacy. This Privacy Policy explains how we collect, use, store and protect your personal information in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.


1. Who We Are

PensionFinderUK Ltd is a private limited company registered in England and Wales.

Company Registration Number: 17034905
Registered Office: International House, 10 Churchill Way, Cardiff, United Kingdom, CF10 2HE
Email: help@pensionfinderuk.com
Telephone: 07785 602661

For the purposes of data protection law, PensionFinderUK Ltd is the data controller of your personal information.

Throughout this policy, “we”, “us” and “our” refer to PensionFinderUK Ltd.


2. The Personal Information We Collect

We may collect and process the following categories of personal data:

Identity & Contact Information

Including, but not limited to:

  • Full name

  • Address

  • Telephone number

  • Email address

  • Date of birth

  • National Insurance number (where required for pension tracing)

Employment & Pension Information

Where relevant to the services provided:

  • Employment history relevant to pension tracing

  • Pension provider names

  • Policy or reference numbers

  • Scheme details

  • Pension statements and related documentation

Financial Information

For payment and administration purposes:

  • Bank details for payment of fees

  • Payment transaction records

Identification Data

  • Copies of identification documents where required for verification

Communication Records

  • Notes of meetings

  • Written summaries

  • Email correspondence

  • Telephone records

We only collect information that is necessary and relevant to the services we provide.


3. How We Use Your Personal Information

We use your personal data to:

  • Provide pension tracing services

  • Deliver pension statement education sessions

  • Provide savings education and guidance sessions

  • Assist with bereavement pension support

  • Prepare written summaries

  • Manage bookings and payments

  • Respond to enquiries and complaints

  • Refer you to an FCA authorised Independent Financial Adviser (with your explicit consent)

  • Comply with legal and regulatory obligations

PensionFinderUK Ltd does not provide regulated financial advice.


4. Lawful Bases for Processing

Under UK GDPR, we rely on the following lawful bases:

Contract

Where processing is necessary to deliver the services you have requested.

Legitimate Interests

Where processing is necessary for our legitimate business interests, including:

  • Tracing pension arrangements

  • Maintaining client records

  • Business administration

  • Fraud prevention

We ensure these interests do not override your rights.

Consent

Where we rely on consent (for example, marketing communications or adviser referrals), you may withdraw consent at any time.

Legal Obligation

Where we are required to retain information for tax or regulatory purposes.


5. Who We Share Your Information With

We may share your personal data with:

  • Pension providers (for tracing purposes)

  • FCA authorised Independent Financial Advisers (with your explicit consent)

  • HMRC or regulatory authorities where legally required

  • Professional advisers (e.g., accountants, legal advisers)

  • Secure IT and hosting providers

We do not sell your personal data.


6. International Transfers

We do not routinely transfer personal data outside the United Kingdom.

If any data is processed outside the UK (for example via secure cloud services), appropriate safeguards will be in place in accordance with UK GDPR.


7. Data Security

PensionFinderUK Ltd takes appropriate technical and organisational measures to protect your personal data, including:

  • Secure password-protected systems

  • Restricted access to authorised individuals only

  • Encrypted devices where appropriate

  • Secure storage of physical documentation

  • Secure disposal of records


8. How Long We Retain Your Data

We retain personal data as follows:

  • Client service records: 6 years from the end of the client relationship

  • Financial records and invoices: 6 years (HMRC compliance)

  • Complaints records: 6 years

  • Marketing records: Until consent is withdrawn

After these periods, data will be securely deleted or destroyed.


9. Your Rights

Under UK GDPR, you have the right to:

  • Access your personal data

  • Request correction of inaccurate data

  • Request erasure (where applicable)

  • Restrict processing

  • Object to processing

  • Data portability

  • Withdraw consent (where applicable)

To exercise your rights, please contact us using the details above. We will respond within one month.


10. Marketing Communications

We will only send marketing communications where you have provided consent. You may withdraw consent at any time by contacting us.


11. Complaints

If you are unhappy with how we use your personal data, please contact us in the first instance:

Email: help@pensionfinderuk.com
Registered Office: International House, 10 Churchill Way, Cardiff, United Kingdom, CF10 2HE

You also have the right to complain to:

Information Commissioner’s Office (ICO)
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF
Telephone: 0303 123 1113
Website: www.ico.org.uk